A property insurance claim is easier to manage when you understand the numbers, know your deadlines, have your documents in order, and can show what the weather actually did. These free insurance claim tools are built for property owners in Corpus Christi, Nueces County, and the Coastal Bend, where many claims involve hurricanes, TWIA windstorm policies, and percentage deductibles.
What each tool does
Live Corpus Christi weather, radar, and tides
The live weather page shows current conditions at Corpus Christi International Airport (KCRP), the hourly and 7-day NWS forecast, active alerts, an animated radar loop, observed-versus-predicted water levels at NOAA tide stations in Corpus Christi Bay, Packery Channel, and Port Aransas, and active tropical systems from the National Hurricane Center.
Hurricane deductible calculator
The hurricane deductible calculator turns a percentage deductible into dollars. Enter your dwelling (Coverage A) limit and your deductible to see how much of a wind or hail loss you would pay before the policy responds, and compare 1%, 2%, 5%, and 10% side by side.
Claim deadline calculator
The claim deadline calculator maps the Texas Prompt Payment of Claims Act deadlines for private insurers, or the TWIA deadlines in Chapter 2210, from your own dates of loss, notice, and decision.
Insurance claim settlement calculator
The claim settlement calculator estimates how replacement cost, depreciation, your deductible, limits, and prior payments combine into an initial payment, recoverable depreciation, and out-of-pocket cost.
Claim documentation checklist
The documentation checklist gives you a step-by-step list for hail, wind, fire, water, roof, and commercial property damage. Track progress, add notes, and print or download it. Your entries stay in your browser.
Storm event lookup
The storm event lookup searches NOAA and National Weather Service reports near a Coastal Bend city or ZIP code, filtered by date, radius, and event type.
Storm history
The storm history page lets you filter the NOAA record for Nueces, San Patricio, Aransas, and Kleberg counties by event type, date, location, hail size, and wind speed, with notable local storms such as Harvey and Hanna.
Recent weather events
The recent weather events page collects preliminary NWS Local Storm Reports for the four counties and updates automatically.
Hurricane season guide and building codes
The hurricane season guide covers steps before, during, and after a storm. The local building codes page explains the codes the City of Corpus Christi adopted effective August 1, 2023, permits, TDI windstorm certification, and how code upgrades relate to ordinance or law coverage.
Use the tools, then get a second opinion
These tools are educational. They do not decide coverage, a nearby storm report does not prove damage at a specific property, and a calculated deadline is not legal advice. If your claim was denied, underpaid, or delayed, a licensed Corpus Christi Public Adjuster can review your policy, documentation, and the insurer's estimate.
Frequently Asked Questions
Are these claim tools really free?
Yes. All of the tools are free, with no sign-up. The calculators and checklist run in your browser, and nothing you enter in them is sent to us.
Can these tools tell me whether my claim is covered?
No. The tools are educational. They help you understand the numbers, organize information, and find weather records. Coverage depends on your policy terms and the facts of the loss. For a professional look at your situation, request a Free Claim Review.
Is the deadline calculator legal advice?
No. It applies the general deadlines in the Texas Insurance Code to the dates you enter. Statutory deadlines have exceptions, and deadlines to sue are legal questions for a Texas attorney.
Where does the weather and storm data come from?
Live weather, alerts, and recent storm reports come from the National Weather Service in Corpus Christi. Tides come from NOAA CO-OPS, tropical information from the National Hurricane Center, and historical records from the NOAA NCEI Storm Events Database. Each tool links to its sources.